Empower your learners to navigate the world of debt and credit safely with this UK-specific life skills workbook.
Level 5: Borrowing & Beyond is the final stage in our Money Management series. It is designed to help SEN learners and home-educated students understand the risks and responsibilities of borrowing money in a clear, visual, and non-judgmental way.
What’s Included?
- Borrowing vs. Gifts: Understanding the legal obligation to pay money back.
- Good Debt vs. Bad Debt: Learning to distinguish between “needs” and “wants” when borrowing.
- Understanding Interest: A practical look at the “extra cost” of borrowing (Real-world math context).
- The Loan Detective: A vital lesson on how to spot and avoid “Loan Sharks” and illegal lenders.
- Credit Scores: Introduction to “Financial Reputation” and how to build a good score.
- Planning for the Future: Setting short and long-term financial goals and making a “Promise to my Future Self.”
Perfect for:
- Home Education: A complete “plug-and-play” curriculum for parents.
- SEN Schools & Alternative Provisions: Age-appropriate, mature design for teens and young adults.
- EHCP Evidence: Directly supports “Preparing for Adulthood” (PfA) outcomes for Economic Well-being and Independent Living.
Technical Details:
25-page PDF document.
Includes a full Answer Key.
Includes a Certificate of Completion to celebrate finishing the series.
100% UK Currency (£) and UK-specific safety advice.
